Credit Systems Design Expands CreditXpert Partnership (PR Newswire via Yahoo! Finance)

When applying for a prepaid credit card, consumers don't need to worry about getting turned down due to bad credit or no credit history. That is because prepaid credit cards do not require a credit check for approval.

Credit Systems Design Expands CreditXpert Partnership (PR Newswire via Yahoo! Finance)

CreditXpert Inc., a credit optimization solutions developer, and Credit Systems Design, the provider of the UltraAMPS mortgage processing system, announced that UltraAMPS users may now access the complete, upgraded versions of Credit Assure, CreditXpert Essentials and the CreditXpert What-If Simulator -- software solutions designed to maximize consumer credit scores.

KENNETH HARNEY: Credit changes have wide impact on lending practices (Detroit Free Press)

The mortgage credit crunch is not only affecting interest rates that homebuyers are quoted, it's also triggering changes in less visible areas such as minimum credit scores, geographic location and type of properties. These new restrictions are magnifying the importance of factors such as FICO credit scores.

The Fed Prepares the Bailout Bucket (Seeking Alpha via Yahoo! Finance)

Markham Lee submits: The big news on Wall Street Friday was that the Fed cut the discount rate. From Bloomberg: The Federal Reserve unexpectedly cut its discount rate and said it's prepared to take further action to "mitigate'' damage to the economy from the rout in global credit markets.

Around the Big Ten (USA Today)

Around the Big Ten

Inside Slant (USA Today)

Cincinnati Bengals

So how do you get a mortgage these days? (Dallas Morning News)

NEW YORK â€“ With the mortgage market in upheaval, fewer borrowers are qualifying for loans â€“ and those who do need all-but-pristine documentation and credit histories.

Creative financing tools now biting homeowners (Houston Chronicle)

Many Houstonians got caught in a flurry of free-wheeling lending practices that allowed people to buy homes through creative financing tools that are now disappearing or getting more expensive in the wake of the subprime market's collapse.

How to Shop for a Mortgage Today (KiplingerForecasts.com)

Lenders grow more conservative after the housing bust.

Want a mortgage? Have clean credit and documentation (Orange County Register)

Mortgage adviser says that a credit score of 680 is the minimum recommended.

Liverpool 1-1 Chelsea (BBC News)

Frank Lampard salvages a point for Chelsea after Fernando Torres scores his first goal for Liverpool in a tempestuous battle at Anfield.